FPU!FPU!FPU! Go TEAM!

We have signed up for FPU - Dave Ramsey's money and debt management course. In 13 weeks we will be graduates of a program that will transform not only our financial future but, the rest of our lives. We are each keeping an Expenditure Journal and we are reassessing our vehicle situation. So, we are EXCITED! 2009 will be a year of changes for the country but most especially for the Sivyer family. We are committed to bringing our finances in line and to teaching the girls to be fiscally responsible.